Injury Attorney Serving the Miami Area and Beyond
Suffering a serious accident is often a painful, unexpected, and life-altering experience for the victim and his or her family. Whether it is a motor vehicle collision, a slip and fall, or an encounter with a defective product, many people file a claim with their auto or home insurance company to receive payments for their injuries and damages. In many cases, however, insurance companies make the process complicated, burdensome, and difficult for the claimant. It can be challenging to negotiate with an insurance company and to ensure that you are receiving the full benefit of your coverage policy. At the Acosta Law Firm, Miami insurance claim lawyer Julio C. Acosta formerly worked for insurance companies and understands the complexities of going up against insurers. As an experienced personal injury attorney, he is ready to help you seek the compensation that you deserve.
Bringing a Negligence Claim for Compensation
If you have been hurt due to another person’s carelessness or recklessness, you likely can bring a personal injury claim to seek compensation for your injuries and damages. This usually means that you must establish that the defendant acted negligently at the time of the accident and that this negligence was the direct cause of your harm.
In general, negligence occurs when an individual or entity fails to exercise the same ordinary care and skill that a prudent and reasonable person would use in a similar situation. In operating a vehicle, for example, this standard requires motorists to drive cautiously at all times, to obey traffic laws, and to avoid engaging in distractions. The standard also requires property owners to maintain their premises in a reasonably safe condition while warning against any known dangers. After showing that the defendant failed to act according to the applicable standard of care, the plaintiff must show that this failure was the direct cause of his or her injuries while also providing evidence in support of the amount of compensation that he or she is claiming in the action.
Filing a Bad Faith Claim Against Your Insurance Company
Many accidents result in victims filing a claim with their insurance company to obtain policy benefits. Unfortunately, some companies engage in bad faith when working with their insured and other parties involved in the accident. Paying benefits under a policy agreement costs the insurance company money. As a result, the company will often try to deny the claim or pay a reduced amount of benefits. If an insurer unreasonably delays the payment of a claim, denies a legitimate claim, imposes unreasonable burdens or requirements on the claimant, or fails to settle a claim that is within the policy’s limits, the insured can bring an insurance bad faith claim against the company to pursue compensation.
Consult an Aggressive Insurance Claim Lawyer in Miami
If you are dealing with an insurer who may be acting in bad faith, you may be entitled to compensation. Miami insurance claim attorney Julio C. Acosta can represent injured individuals throughout South Florida, including in Fort Lauderdale, Pembroke Pines, Coral Gables, Hialeah, West Palm Beach, Kendall, Homestead, Doral, Key West, and Key Largo, as well as other cities across Miami-Dade, Broward, Palm Beach, and Monroe Counties. He can ensure that your rights are asserted at each step of the process. If you need a car accident attorney or guidance with any other type of personal injury claim, call us at 305-858-8880 or contact us online to set up a free consultation.